Through many stressful and strenuous events over the course of my life, I’ve come to realize the importance of a positive ‘can do’ attitude and how it is so integral to your outcomes and experiences. This year, more than any other, has shined the spotlight on attitude and its importance on achieving a positive outcome.

The fact is, most folks can’t or won’t find the time to dig in and really make sure they have their financial ducks in a row.

Would you rather have $1,000,000 or the sum of a penny doubled every day for 30 days? If you did the math, you know that the magical penny is the correct answer and by a long shot. By the end of a month, you’d have $10,737,418.24.

Sometimes we put off important things that aren't urgent. Financial planning should be moved up your list. 

Do you feel guilty any time you spend money? You don't have to live this way. 

If you understand your "why" and reframe the idea of ‘retirement’, financial independence can be closer than you think.

With all the negative press that St. Louis often gets around things like racial divide, a fractured city/county, the departure of the Rams, corporate exits and the like, we should be celebrating the startup revolution happening in our city. This startup culture has the opportunity to change St. Louis’ trajectory.