Our Philosophy

Our Vision

Helping exceptional people lead their best lives through fee-only wealth management.

Our Commitments

We will always put clients’ best interests first.

We will act with prudence; that is, with the skill, care, diligence, and good judgment of a professional.

We will not mislead you and we will provide full and fair disclosure of all important facts.

We will make every attempt to avoid conflicts of interest. Where one may exist, we will disclose it.

Our Client experience

Trust & Transparency

At Modern Dollar Planning, we place great value in the quality of the relationship we have with you. We want you to be confident that our only incentive is to do what is in your best interest. We adhere to the highest fiduciary standard of care at all times and strive to earn your trust through transparent processes and honest communication. Our fee-only compensation model means that we receive payment for our financial planning and investment management services from only one source —you. Our clients value our transparent approach, and we value their continued loyalty.

Integrated Approach

Our integrated financial planning process is designed to give you financial peace of mind.  We integrate investment advising, tax planning, cash flow and retirement planning, and employee benefits consultation for a robust, self-reinforcing approach on how to handle your wealth and finances.  Your investment portfolios will be aligned with your risk profile and time horizon and will be tailored to help you achieve your life goals.  Our objective is to consistently and efficiently capture market returns so we will diversify your investment portfolio across multiple asset classes and within multiple investment styles. We do this by utilizing time-tested strategies developed by leading academic institutions to optimize your investment portfolio returns over time.

Honest Financial Advice

As a fee-only, independent advisory firm, we have no proprietary products to offer, we do not receive any kickbacks or commissions, and we have no quotas to meet. When you work with us, you can expect honest financial advice based on your needs, not based on the needs of the Advisor you are working with or the Firm’s stakeholders. We will act with prudence, we will not mislead you, we will provide full and fair disclosure of all important facts and make every attempt to avoid conflicts of interest.  Our goal is to be your trusted, transparent financial advisor.

Education

We know from experience that informed clients end up being more fulfilled and successful. Education is Power. That is why we seek to educate and inform them through our financial planning process and your semi-annual client review meetings.  We also provide educational blogs and video content on our website and on our YouTube channel. We work to provide clients who are in the process of accumulating wealth with the knowledge they need to put their money to work with discipline and intent along with providing retirees a clear understanding of their retirement distribution schedule. In addition, we assist our clients, especially ones from Nestle, CIGNA, BAYER and Washington University, with their employee benefit elections as we strive to maintain detailed knowledge of all of our clients’ employee benefits.