Through many stressful and strenuous events over the course of my life, I’ve come to realize the importance of a positive ‘can do’ attitude and how it is so integral to your outcomes and experiences. This year, more than any other, has shined the spotlight on attitude and its importance on achieving a positive outcome.

Investors are asking if they should make changes ahead of the election, given the lingering pandemic, racial divide and a vacated supreme court seat. Rather than fall prey to a ‘sky is falling’ mentality based on who might win the election, let’s take step back and use history and data to guide our belief that you should remain committed to a long term, disciplined investment approach.

You may have noticed in yourself or others that many goals can go unreached until the right motivation is present. This is no different for your financial life. If you want to make better money choices, you need the right motivation.

C’mon admit it – you have a guilty pleasure.   You don’t need to be embarrassed; we all have them.  There is nothing wrong with having them.  In fact, as long as they are within reason, we encourage them as life is about relationships and experiences and sometimes a guilty pleasure is just what the doctor ordered.

It’s fascinating to hear the answers to this question when posed to those who have been investing for at least a few decades. Without skipping a beat, most people say that their home has been their best investment.

The fact is, most folks can’t or won’t find the time to dig in and really make sure they have their financial ducks in a row.

Whether you make $40,000 or $400,000/year, prudently managing your cashflow is the single most important financial thing you can do. You know you should live within your means, but why is it so difficult? Learn how we help our clients finally gain control of their income/spending, while saving them time and stress along the way. 

Sometimes we put off important things that aren't urgent. Financial planning should be moved up your list. 

Do you feel guilty any time you spend money? You don't have to live this way. 

If you understand your "why" and reframe the idea of ‘retirement’, financial independence can be closer than you think.